What can I do to avoid repossession?
Repossession is a stressful situation for any household, and one which has affected increasing numbers of people as the financial crisis has progressed. Rising costs of living over the past year have made it difficult for many people to meet all their commitments - and when that means missed mortgage payments, your home is at risk.
Fixed-rate or tracker mortgage?
Following the Bank of England's base rate cut to 3%, deciding between a fixed-rate mortgage and a tracker mortgage has become even more difficult than it used to be. Choosing one or the other could potentially save you (or cost you) a lot of money in the long-run.
Make the most of lower mortgage payments
This month's base rate cut has meant significant savings for many homeowners, particularly those on tracker and variable-rate mortgages.
Secured loan or remortgage?
If you have enough equity in your home, you may be able to turn some of it into cash with a secured loan or remortgage. In case you`re not familiar with the term 'equity`...
Remortgage: the low-down
Why remortgage? If you`re a new homeowner, you may ask why people don`t stay with their existing mortgage until the end of its term. After all, if you`ve just signed up to a mortgage that`ll run for (probably) decades, you`ll be forgiven for wondering why so many people are even thinking about remortgaging.
Can I remortgage in the credit crunch?
Today, you might think remortgaging in a credit crunch would be harder - and you`d be right. But even though house prices are dropping and mortgages are less available, many thousands of people are still remortgaging
How do I remortgage? - a quick guide
In many respects, remortgaging is similar to taking out a brand new mortgage - although having lived in your home for a few years, you should have a history of payments, and therefore lenders' confidence, on your side
Where can I get free mortgage advice?
In today`s turbulent mortgage markets, getting the right advice is more important than ever. The question is: how much are you willing to pay for it?
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