- Insurance
- Home insurance
- Life insurance
- Gadget insurance
- Mortgage insurance
- Home breakdown
- Refer a friend
What is an insurance underwriter?
Insurance underwriters determine how much cover you can get and how much you can be charged for it.
What is mortgage protection?
If you become unable to work through illness, accident or involuntary unemployment, mortgage protection insurance could help you with your payments.
What is level term life insurance?
You choose how much you pay per month depending on how much you want your family to receive. A simple kind of life cover that gives you the control.
What is life insurance?
Life insurance could provide your family with a financial 'safety net' if you pass away. Here's a quick guide to how different types of life insurance work.
What is decreasing term life assurance?
Decreasing term life assurance could be the answer if you are looking for a cheaper policy that only pays out as much as your family will need.
What is whole-of-life insurance?
Whole-of-life insurance never expires, so it is guaranteed to pay out upon your death as long as the terms of the policy have been met. This can give you great peace of mind.
What if I become ill and can't pay into my life insurance?
There are a couple of ways that you can keep your life insurance going whilst critically ill, such as waiver of premium and critical illness cover.
Level term life assurance: what is it?
Level term is a simple kind of life insurance that could put your mind at ease. You decide how much your family could receive if the worst happens to you.
What is critical illness insurance?
Critical illness cover is a good way to prepare for the future, by protecting yourself and your family from the financial impact of serious illness.
Will I be able to get life insurance?
Some life insurance policies have certain terms and conditions. Certain factors could exclude you from some policies, so knowing the facts could help you find cover that's right for you.
Facts about critical illness cover
Knowing the facts about critical illness cover can help you decide what course of action to take.
What is term life assurance?
With term life insurance you only pay for life insurance for a certain term, or as long as you need it.
Term life assurance explained
Any life insurance that lasts for a fixed amount of time is referred to as a "term" policy. You can have control over how long your policy will last.
What is a life insurance underwriter?
A life insurance underwriter decides whether to give you life insurance, and how much your monthly premiums will cost.
Who can apply for life insurance?
Anyone over the age of 18 and below 70 should be able to apply for life insurance, but certain personal details could make it more difficult to be approved for a policy.
Critical illness cover: the facts
Critical life cover could give you a tax free lump sum if you are diagnosed with an eligible critical illness while your policy is active.
Will giving up smoking make life insurance cheaper?
Many factors affect the price of your life insurance, but how big a part does smoking play?
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