I asked some of the staff at All About Money about their best and worst ever Christmas presents. You can join the conversation on Facebook, Twitter and Google+.

There's nothing like commuting. Whether you're squashed on a bus, freezing your toes off at a railway station or bumper to bumper in a cloud of carbon monoxide, it's a unique experience that apparently takes up 52.8 minutes of the average working day.

Prince William proposed with a second-hand ring - which happened to carry a priceless sentimental value. How could you treat someone you love in a thoughtful way this Christmas?

The very first Christmas presents were Gold, Frankincense and Myrrh, but things have changed since then. We take a trip down memory lane and look at the trends of Christmas presents past and present - and compare the cost too.

If you want your Christmas decorations this year to be unique and personal, you should consider making your own. Not only is it easy (especially with all the helpful kits available) but it's a great way to get the whole family working on a project together.

If you buy everything this guide suggests, kitting out your entire home with homemade decorations could cost you under £130* (depending on the size of your house!). Bear in mind, though, that you'll be able to use your homemade decorations for years to come.