The account that works for you
The thinkmoney Personal Account is no ordinary account. In fact, we're not a bank, so we don't use customers' money to invest in the markets or lend to other people. What we do is provide a Personal Account with a wide range of benefits, many of which aren't available through current accounts.
Personal budgeting service with expert Money Managers
Do you find it hard to keep to a budget, or would you simply like to take the hassle out of managing your money? Look no further. With a thinkmoney Personal Account, our expert Money Managers will look after your finances on your behalf to help you make sure your essential costs are covered. They're also there to answer any questions you may have about your money.
At the start of each month, your money will be placed into two separate accounts: one for bills and other essentials you've told us about, and one for spending. This way, you should never fall short before payday and end up missing essential payments.
Your own debit card
Your thinkmoney Prepaid Debit MasterCard allows you to spend money in shops, restaurants, online and lots of places where the MasterCard Acceptance Mark is displayed. No need to go to the cashpoint every time you want to spend - so your money is safer and easier to access.
No unexpected charges
With a Personal Account from thinkmoney, you'll never have to worry about unexpected charges for missed or rejected payments. Unlike most regular accounts, your thinkmoney Prepaid Debit MasterCard will only allow you to spend the money you have in your account. Once you've set up your thinkmoney Personal Account, all you'll pay each month is a single fee of £14.50 for a single account or £21.25 for a joint Personal Account.
Manage your account by phone, by text or online
We've made it easy to manage your thinkmoney Personal Account just about anywhere.
- By phone - if you have any questions or requests regarding your thinkmoney Personal Account, all you have to do is call 0800 195 2912. Many people prefer to talk to a real person when they're dealing with money - and your Money Manager will be happy to help.
- Online - with thinkmoney, you can check your account balance, set up or change Direct Debits and transfer money to other accounts, all from the comfort of your home.
- By text - you can even manage your account by SMS. A simple text message allows you to check your balance, get details of recent transactions or make changes to Direct Debit arrangements.