Bank accounts for people with a poor credit history

A poor credit history can affect more than just your chances of obtaining credit: it can also make it difficult to get a regular bank account.

This can be more of a problem than it may first seem. Today, bank accounts are a major part of our daily lives, and without them we might have nowhere safe to store our earnings. Most banks will offer a basic bank account to people with a poor credit history - but these can be quite limited, compared with a current account.

However, a Think Banking account is different.

Think Banking account for poor credit

The Think Banking account offers the benefits of a basic bank account, and more.

The Think Banking account is a managed bank account. You`ll have your own personal Money Manager, who will take care of your finances and budget your money for you, so you should always have enough put aside to pay your bills.

They`ll also be there to help you with any queries you may have.

You`ll also receive a Maestro® card, giving you the freedom to pay or get cashback in any shop or restaurant with the Maestro® logo, and withdraw cash from any Maestro® cash machine worldwide.

You`ll never be charged for going overdrawn or bouncing payments with a Think Banking account. All you`ll pay is a one-off set-up fee and a monthly fee that covers the service we provide.

No credit check required

Almost anyone can get a Think Banking account. All you need to do is apply, prove your identity and let us set up your account.

Even if you`ve been made bankrupt in the past, or if you have no credit history whatsoever (e.g. you`re new to the country), Think Banking could help you.

For more information, talk to one of our advisers today on 0800 195 2912 or click here and fill in the form to request a free call-back.

Related resources:

• Bad Credit Bank Accounts
• No credit check

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Fees payable when continuing service is provided. Repaying debt over a longer period may increase the total amount to be repaid. Calls are recorded and are usually free from UK landlines. Mobile phone users may be charged and should check with their service provider. Cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over.