20 ways to have fun on a budget (or for free!)
This list could give you some ideas about how to have fun without spending as much.
Do you need debt management?
Debt management can help people who are struggling to pay their bills because of their unsecured debts.
Can't afford your debts? An IVA could help
If you can't afford your unsecured debts anymore, you might qualify for an IVA and write off part of your debt after five years. Read more here.
Top 5 ways to improve your debt management skills
Here are five practical ways you could change your debt management skills for the better.
How much will I repay on an IVA?
An IVA - Individual Voluntary Arrangement - could help you repay what you can towards problem unsecured debts, and write off what you can't afford to repay on successful completion.
How long does an IVA last for?
Certain factors could affect the length of your IVA.
Will my lenders accept my IVA?
Your lenders are more likely to accept your IVA if they can see that it's the best way for you to tackle your debt problems.
Repaying your debts with a single payment per month
If you're looking for a more straightforward way of repaying your debts, consolidating them with a loan could be a suitable approach.
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